General Investment Account.

Investing,
without limits.

A General Investment Account (GIA) is an easy and flexible way to invest.

Open a GIA and invest in any of three ready-made investment plans, with no lock-ins or fixed terms. Unlike the ISA, you can invest an unlimited amount in a GIA each year.

Stay on top of your GIA with your online dashboard. Keep up-to-date with performance, top up your plan or open a new account at any time.

Get started
the easy way.

transfer

Invest for tomorrow. Today.

Already used your ISA allowance this year? Or maybe you just want to try us out.

A GIA is simple, flexible, with no setup fees or exit costs.

In fact, you are only charged for performance.

Open a GIA

Why pick a GIA.

smart

Invest smart.

Grow your money with ready-made investment plans.

money

Fully flexible.

You can top up or ask to withdraw at any time.

time

Save time.

Get started in minutes with three ready-made investment plans.

Investing
made simple.

FSCS protected.

Your money is protected up to £85,000 by the Financial Services Compensation Scheme (FSCS).

No fixed term.

Ask to withdraw at any time with no lock ins or fixed term.

Performance fee only.

Only be charged when your plan outperforms its target return.

Invest from £100.

Start investing from as little as £100 with no minimum monthly top-ups.

Three ready-made investment plans.

Targeting 3%

Risk:
Cautious
tick
ISA eligible

The risk profile helps you work out if the plan fits your appetite for risk. We use industry-standard guidelines to set the risk profile of the plan.

Find out how we set our risk profiles.

Targeting 5%

Risk:
Balanced
tick
ISA eligible

The risk profile helps you work out if the plan fits your appetite for risk. We use industry-standard guidelines to set the risk profile of the plan.

Find out how we set our risk profiles.

Targeting 7%

Risk:
Adventurous
tick
ISA eligible

The risk profile helps you work out if the plan fits your appetite for risk. We use industry-standard guidelines to set the risk profile of the plan.

Find out how we set our risk profiles.

Compare Plans
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Speak to us.

Frequently Asked Questions

General Investment Accounts may be ideal for people who have used up their ISA allowance.

You can invest an unlimited amount in a GIA, starting from £100.

If you've filled your ISA, but still want to keep up the habit of regular investing, you can use a GIA.

Any UK tax resident over 18 years old can open a GIA. Open yours today.

You can choose from three ready-made investment plans. Each plan is built and managed by the experienced investment managers.

You can read all about the plans here.

You can invest with a GIA from £100 with no minimum monthly top up. There is no upper limit to how much you can invest each year.

Unlike an ISA, you may have to pay tax when investing in a GIA. You may pay income tax on any income you receive from the GIA, and capital gains tax on any growth.

Yes, you can. However, you will have to sell your current investments and transfer your funds over in cash.

Sure! We love our investors and are always happy to help. Our customer service team is based here in Henley-on-Thames. Get in touch.